Showing posts with label budgeting. Show all posts
Showing posts with label budgeting. Show all posts

Thursday, July 17, 2008

To Netflix or Not to Netflix?

A couple of months ago, a friend of mine sent me a free month of Netflix. Not being one to turn anything down for free, I took it. The BF and I had talked about getting Netflix as we're both avid movie and television series lovers. I'd subscribed to Netflix before and always had a good experience with it.

To take advantage of the free month, he signed up rather than me re-opening my account. True to the promo, we got our month free before they started doing their automatic withdrawal. We did discuss it however to make sure it fit into our budget and if it was even worth it. On the three movies at a time unlimited plan, the cost is 16.99 per month (18.23 after taxes here in good ole KS).

If a movie rental is an average of $2.00 per movie (which is somewhere between the cost of an old release and a new release depending on which store you go to), we figured we'd only need to rent 10 movies a month to make it worth it. In a regular four week month, this is a cycle of DVDs per week (get three, watch them, return them). Already we've made it worth it for us, as some weeks we've gotten six DVDs because of the way the weeks and the shipping dates fall.

Not only are we saving money on rentals, we're saving money on the gas that it would take to get to the video store to rent and then take back . We're also saving on any late charges we might incur (something that I was always bad about). And watching movies keeps us home and out of spending trouble.

Though it doesn't work on our system at the moment, Netflix also offers a "Watch Now" option in which you can watch movies directly on your computer along with the ones you get in the mail. If you're a major movie buff, you can probably lower the cost per movie to $1.00 each. Or even $.50.

There's also Blockbuster Total Access which works much the same way but offers in-store rentals as well.

Movie lovers, I highly recommend one of these but only if you can fit it in your budget and only if you know you're going to get your money's worth out of it. If all you're going to watch is three movies per month...go ahead and go to the video store.

Saturday, May 17, 2008

Good news!

The BF and I both have jobs now! He started his yesterday and I start mine on Monday. He may possibly be working two jobs this summer too.

This means that the budgeting will have to start soon. We already budgeted for him, at least for the one job and the minimum hours he's expected to work. Since I know I have a job, I can probably budget for myself now as well, though mine will be trickier. I have more bills.

This part's going to be tough. I've never been good with money. But I am determined to stick to a budget and save some money.

Wish me luck!